Meet your panel's bank

A secured online payment gateway service for your SMM Panel

A great start in building your own SMM panel. Accept payments from your customers without creating a verified account from payment gateways!

  • PayPal
  • Xendit
  • Stripe
  • PayTM
  • PayPal
  • Xendit

Safe and secured online banking service for your panel. No need to worry on everything, we provide you all your needs.

Flexible Pricing

Pay for just $100/quarterly

Perfect for SMM panel starting owners. Grow your SMM panel business starts here!

  • Enable and Accept from Multilple Panels
  • Unique API Credentials Provided

    Provided the Free and Unique API Credentials to assure safe and secured acceptance of payments from your customers.

  • No KYC Verifications Needed

    No more identity verifications as you are accepting payments from your customers under our legal entity.

  • No Business Documents Needed

    Hassle-free! No more legal documents needed. Just accept the Terms and Conditions of PanelBank service.

  • Transfer or Withdraw Anytime

    Transfer to your Panel Portal account or withdraw it to the available payment options anytime you want.

  • Unlimited Number of Transactions

    Accept payments from your clients without limitations.

  • Receive Payments Without PanelBank Fees

    We don't charge fees to every payments or transactions you received but the fees from the payment gateway is deductible.

  • 24/7 Customer & Developer Support

Accept Payment Securely

Ensuring that all your transactions are processed with the utmost security.

Unique API Credentials

Our unique API credentials tailored just for you. Enjoy a seamless integration process.

No Restrictions & Verifications

Your freedom to operate smoothly and efficiently, without the burden of unnecessary checks.

Quick Help

Gather more information about PanelBank

Read more FAQs in full documentation

The purpose of this PanelBank is to provide a real online banking service for those small or beginners in building their own SMM panel. To use PanelBank and accept payments using the given unique API Credentials without any restrictions, you first need to have an active and exclusive SMM panel leased from us. Your clients can pay any amount without you having to provide the financial/income documents, as they'll be making payments under our company's legal identity.
It is indeed safe and convenient for you to use our service, as we furnish all the essential details required to initiate payments through our gateway accounts. You retain the authority to review and confirm all transactions recorded in your PanelBank account, ensuring transparency and control over your financial activities.

It's crucial to carefully review the Terms of Use and any applicable policies to ensure compliance with legal and ethical standards. If in doubt, consider reaching out to the service provider directly for clarification on the permissible uses of their service.
You can use the provided gateways' API credentials to enable and accept payments from your clients.

How do I integrate the API Credentials to my SMM Panel?
- Access the settings > payments section of your SMM panel.
- Locate the API credentials input fields.
- Enter the provided API key and other relevant details to enable and start accepting payments from your customers.

How Payment Processing Works?
- When a user makes a payment on your SMM panel, the payment request is sent to the payment gateway using the API credentials.
- The API credentials authenticate and authorize the transaction, ensuring secure and seamless processing.
- The amount of payment that user made from your panel will be reflected to your PanelBank which is accessible to your Panel Portal Account and it will show the breakdown of the transaction.

Is it secure to transmit data?
- API credentials play a crucial role in encrypting and securing the data transmitted between your SMM panel and the payment gateway.
- They act as a key to validate the connection, preventing unauthorized access.

How to access my unique API Credentials?
- Login to your Panel Portal account Go to "PanelBank" page on your sidebar. and you can now manage all the successful transactions, API Credentials, and more.
- Always keep your API credentials confidential, and avoid sharing them openly. If you have specific instructions or documentation from the payment gateway provider, refer to that for accurate details on where and how to input API credentials for your SMM panel. If you suspected that your API Credentials has been compromised, directly reach for customer support to get a new and fresh credentials.
The typical activation time for PanelBank is within 24 to 48 hours after you have successfully submitted your application after subscribing. During this period, our team reviews the provided information and ensures that few and easy necessary requirements are met. Once the review is complete, you will receive a confirmation email with instructions on how to access and start using your PanelBank account.

Please note that activation times may vary based on the completeness of the information provided. For any specific inquiries about your activation status, feel free to reach out to our customer support team, and they will be happy to assist you."
The timeframe for payments to be released from hold is subject to the standard processing procedures of PanelBank. In most cases, payments are held temporarily for security and verification checks. Once the necessary reviews are completed, funds will be moved to your balance when the minimum threshold is met ($50). The average duration for this process is approximately 12-24 working hours.
The rates and fees for PanelBank primarily consist of the gateway's fee, which is deducted from the transactions processed through the service. Here's an example:

- PanelBank operates on a transparent fee structure, where only the gateway's fee is applicable to transactions processed through the service. If you receive payments through a gateway like PayPal, which charges a Domestic Percentage of Amount Fee of 2.99% for Standard Credit and Debit Card Payments, this fee will be deducted from the total amount you receive in a single transaction.

It's important to note that PanelBank does not impose any additional fees beyond the gateway's charges.
Therefore, you can enjoy the benefits of our service without incurring any PanelBank-specific fees.
Yes, once your PanelBank is activated, you will receive unique API credentials tailored specifically for your account. These credentials, including an API key and other relevant details, are designed to uniquely identify and authenticate your connection to the PanelBank system. This ensures a secure and personalized integration between your SMM Panel and the payment gateway.

It's essential to keep these API credentials confidential to maintain the security of your transactions and prevent unauthorized access.
PanelBank users share a common payment gateway account, but each user is equipped with separate and unique API credentials for enhanced security and identification.
Payments are processed with comprehensive API documentation, ensuring that our system can accurately recognize and attribute payments originating from your panel.
This approach not only bolsters the security of the service but also allows for a seamless and individualized integration of PanelBank with each the system. If you have any further inquiries or need assistance, feel free to refer to the provided API documentation or reach out to PanelBank's customer support for additional support.
The withdrawal process typically takes 2-3 business days before the funds reflect in your bank account or preferred withdrawal method. Please be aware of this processing time when making withdrawal requests, and plan accordingly. For withdrawals of a minimum of $20.
Currently limited to Perfect Money, Wire/Bank Transfer, and USDT Cryptocurrency, the specific processing times are as follows:

Perfect Money: Swift processing with funds available in your Perfect Money account within 24 hours.
Wire/Bank Transfer: 2-3 business days for the funds to reflect in your bank account, subject to your bank's processing policies.
USDT Cryptocurrency: Relatively quick processing times, influenced by blockchain network confirmations.